建行巧妙安排 让春节闲钱“日新月溢”

The construction bank clever arrangement for the Spring Festival spare cash "new month overflow"

With the approach of the Spring Festival holiday, the market funds active, idle fund fully, construction bank Shanghai branch related finance expert advice, the customer can choose a kind of can not only enjoy the current deposit convenience, at the same time can enjoy "deposit income" financial products.

The construction bank also launched a new called "new month overflow" open financial products. This product is a new open asset combination RMB financial products, raise funds invest in equity kind of assets, bonds assets, bonds and money market instruments and other asset classes, with regulatory requirements of assets combination, through the portfolio management to realize safety, liquidity and profitability of the balance.

Specifically, this product has the following three characteristics:

Features a, the product "for redemption" super "agile. Monday to Friday 9 to at 3 PM are operation, redemption "moment" to account, customer don't have to worry about money will be "hung up".

Features two, hold the product the longer the higher the return. Banks in design the products, according to customer's product usually hold time calculation income, the longer the term of the higher the return. To the construction bank "on new overflow" as an example, this product has by the day type and monthly type two kinds of different design, according to the length of the investment period, expected annualised rate of return step increasing: 2.25% / 4.53% / year, the highest rate of return on the market, very close to the financial management products, but a lot of liquidity is stronger.

Features three, purchase threshold is relatively low. The construction bank "on new overflow" product for the first time to buy the issued amount is 100000 yuan, and 10000 yuan integer times increasing, suitable for most of the citizens of idle funds.