来源:中国金融网 小编:朱岳 发布时间:2013年02月06日
内容导读: 支持地方实体经济建设,离不开金融服务相伴。2012年,建行浙江桐乡支行念好“抓大、帮小、助农”六字经,积极筹措资金,支持桐乡实体经济发展,同时也促进了自身业务的发展,至2012年末,支行贷款余额达69.27亿元,当年新增10.3亿元,不良率仅为0.5%。
Construction bank branch of zhejiang tongxiang support tongxiang economic entity "rich fruits
Support local entity economic construction, cannot leave the financial services company. In 2012, the construction bank branch of zhejiang tongxiang read good "catch big, help small and help farmers" the mantra, and actively raise funds and support tongxiang entity economy development, but also promote the development of their own business, to the end of 2012, subbranch of a bank loan balance of 6.927 billion yuan, the new 1.03 billion yuan, defect rate is only 0.5%.
Catch "big". As early as the beginning of the year, the municipal government announced to tongxiang subbranch of a bank's annual key industrial and service projects and analysis approach, combined with the actual situation of the project and the construction bank credit policy, the twenty clients and projects to support the credit, the total credit of about 2.35 billion yuan, the actual branch with 1.87 billion yuan. At the same time, the branch also through the overseas financing way, for tung Queensland group and so on local seven home has the certain scale, the foreign capital enterprise issued 345.5 million yuan RMB export refinancing loans, these low cost loans greatly reduces the enterprise financing costs.
Help "small". Subbranch of a bank to carry out customer visit activities, selected 210 customer visit list, according to the customers' properties and different regional, respectively by a line leadership, business department and related personnel network composed of multi-level visiting team. Each team according to their respective assigned go town, the enterprise, understand customer's financial service demand, this paper introduces the construction bank credit products and policy, trying to find out the construction bank financial products and customer demand between, the maximum meet customer demand. Through the multi-level visit activities, the new development of the small micro enterprise credit customers and door, new loans of about 200 million yuan, customers located in tongxiang city the main towns. In addition, branch and tongxiang city industrial and commercial bureau signed "service a turn to enterprise strategic cooperation framework agreement", boost the local "a turn to" the development of the work.
Help "agriculture". The new rural construction requires considerable funds, but the current state of the strict control of government loans, restricted the tongxiang city of new rural construction. Tongxiang subbranch of a bank to say, new rural construction is a new area, but also a piece of hope fields. Therefore, branch will actively promote the superior line launch of the "urban and rural close" series of new rural loans, 2012 cumulative issue new rural project loans 491 million yuan, easing tongxiang city new rural project fund pressure, effectively support the business, cooperates chung f small towns as well as other key engineering project progress.
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