金融IC卡价差超3倍 建行换卡费用最低

Financial IC card spread over three times for the construction bank card cost minimum

With the "card in the money didn't" events have exposure, bank CARDS, the card security again drawn wide attention of all social sectors. Have to prevent a variety of security against performance, can effectively block copy pseudo card behavior financial IC card promotion, become the focus of attention of the place. According to the financial investment news reporter understanding, although financial IC card have generalized more than one year, but in chengdu area is still a rarity, "five line about this situation of each different, in card price also each are not identical.

In card cost 15 - fifty yuan

Citizens wang recently told reporters say "in card price is too high". After wang accidentally lost the traffic bank magnetic stripe debit card, in a formal report the loss of STH for a week after the network card, staff active gave him into the latest chip magnetic stripe composite card. "I heard that magnetic stripe card not security, the bank actively give me into safer IC card is a good thing, but I didn't think, new card to twenty yuan." Wang said that although the bank charge a cost of production can be understood, but the price is too high, because the cost of production that before "just a few dollars".

In order to confirm the cost twenty yuan is "too much", the reporter respectively to each big line service know the IC card replacement costs. According to reporters to understand the situation, in sichuan province, in addition to the agricultural bank said sichuan area did not carry out the relevant business, the bank of China in card cost fifty yuan for industry and commerce bank for twenty yuan, construction bank is forty yuan in card reference price, but the final price to each of the networks shall prevail.

In order to further implement the Banks for card charge standard, the reporter field visited many Banks. China construction bank to people and office staff said: "in chip card actually is to do a piece of card, the new card to need to pay 5 yuan cost 10 yuan, the annual fee, and common magnetic stripe card fee are the same." Icbc the personnel of the service said IC card price for twenty yuan, but its the new road branch staff but offer 15 yuan, YanShiKou branch staff and said: "now in card to twenty yuan, shu pass before there is activity, can free replacement."

According to the central bank set the hairpin schedule, January 1, 2013, national commercial Banks shall start issuing financial IC card, but the reporter visited, minsheng bank jinxing subbranch of a bank, hua xia bank red star branch are said the chengdu area temporarily unable to deal with in card business.

Thus, although in March 2011, the people's bank of China issued a "about to promote financial IC card application work opinion", starting the comprehensive financial IC card migration, but in chengdu area, financial IC card promotion is still not perfect. With only five line is concerned, not all Banks are already carry out in card business; Secondly, the same bank different outlets, the price may be different. And different bank for card cost, price could be as high as more than three times.

Why the price so big

Public information display, the listed company constant treasure at bank of China, construction bank shares have, make travel, everbright bank, such as financial IC card supplier, but commercial bank in 2013 financial IC card for the tender price is too high and painful miss icbc, the greatest market. In the constant treasure before shares at order, financial IC card products average for each 12 yuan, the icbc tender bid price for each 9-10 yuan.

Another at icbc, construction bank, bank of China financial IC card supplier listed companies DongXin peace also confirmed that the above statement. "Financial IC card price will because chip size and specifications and different, plus all the bank will have different personalized requirements, it is difficult to use unified standards clear. However, we are offering the cost of classic card in 9 more. In addition, each region will be because of the different suppliers and access, but almost all should be in 9-10 yuan between. DongXin peace bond department staff said.

With a view of bank change financial IC card is not a simple job, cardholder see in card only part of it, the bank at the back also need to network equipment such as POS machine upgrade re-election, also need to punch card system a new investment, this part of the costs for Banks, is also a lot of cost.

After the personage inside course of study to divulge, by the end of 2012, the chengdu area were issuing financial IC card more than 3 million copies. The construction bank province branch people told reporters: "construction bank chengdu area financial IC card hairpin quantity in the year 2012, hairpin quantity is about 1 million zhang. This is also low pricing, response, the central bank called for promote financial IC card results."