建设银行打造最专业的 网上交易融资平台

Construction bank to make the most professional online trading financing platform

"Good melt business" is the construction bank in response to speed up the policy of national informatization construction, and promote the healthy development of electronic commerce, extend the penetration financial services launch e-commerce financial services platform, the biggest characteristic is to "and business also melting", the core purpose is construction bank customer resources and brand resources as the backing, to participate in "good melt business" of the enterprise customers and individual customers with more convenient, more benefits and more comprehensive financial services to help enterprises solve the financing problem, to better support the real economy and small and medium-sized enterprise development.

According to introducing, "good melt business" is different from common sense "bank system electric business", it is a "and business also in harmony, buying and selling easy" as the starting point, facing the enterprises and individuals to provide professional electronic business services and financial support services, including enterprise mall (B2B), personal mall (B2C) and room e pass, covering commodity wholesale, retail and building trade and other fields, and can provide for the customer information release, dealmaker, community service, online financial management, online customer service and other supporting services; In the financial services, provide for the customer from the payment and settlement, custody, guarantee to the financing of comprehensive financial services.

"Good melt business" also realized the electronic business and financial service depth fusion, consumers through the platform of trading, logistics information, etc., can become the user credit index reference, thus and loans related to both parties, in the construction bank to establish good business credit. "Good melt business" credit record will become the precious resources, credit good customer in the platform in a loan application, can first obtain appropriate loan support, greatly reduce transaction costs and improve transaction efficiency.

For the enterprise to provide online financial services in the process, "good melt business" is on the basis of different enterprise, different industries and enterprises of different growth stage, the innovation network financial products and services, and the size of the loan shall be preferred guarantee, in the examination and approval link opens the green channel.

Personal financial services, customers can not only enjoy the unsecured small loan, still can apply for personal pledge loan, online completed loan application, branch, inquires the and so on, even the building business, autonomous transactions, the housing loan and so on also can be in "good melt business" complete. In addition, "good melt business" also provides credit card installment, loan payment and so on many kinds of payment, and at the same time, through the credit card installment low interest, personal financing merchant discount, as a model to reduce the customer financing cost.

Construction bank also with in the customer resources, brand value, the advantages of the service network, help engaged in electronic business enterprise expand sales channels, and at the same time for other electric business platform charge higher trading commissions and shop rent, take at the present stage, and the free trade policy payments and settlement fee to offer high quality, the merchant from margin to help business performance good merchant free for propaganda, let the customer and shopping malls, and grow up together.