来源:建设银行 小编:朱岳 发布时间:2013年03月05日
内容导读: 近年来,中国建设银行宁夏区分行积极转变经营理念,将小企业业务作为全行战略转型的重点,努力改善服务,积极探索为小企业服务的新思路、新举措和新办法,加大小企业的贷款投放力度,到去年底,全区建行小企业贷款余额59.83亿元,小企业贷款余额在当地四大国有银行中占比37.93%,位居四行第一,有力地助推了小企业的快速发展。
CCB ningxia distinguish between conduct small businesses provide a wide range of financial services
China construction bank, ningxia region in recent years, the branch positive change management idea, to small business as a whole the focus of the strategic transformation, efforts to improve service, actively explore new ideas, new initiatives for a small business and a new way to increase the intensity of small business lending, to the end of last year, CCB in the small business loan balance of 5.983 billion yuan, small business loan balance in the local accounted for 37.93%, of the big four state-owned Banks in the first four lines, effectively boost the rapid development of small businesses.
In order to provide financial services for small businesses, district branch set up small business management center, equipped with enough manpower, the branches also has the corresponding management departments and personnel, production management and loan of small business management. In actual work mainly adopted the following measures: one is through the business network marketing business channel, small business part in yinchuan region authorized branch subbranch of a bank to deal with small business credit business, further close the distance with the bank for small businesses, convenient nearby small business credit business. Second is actively follow up the autonomous region "hundreds of thousands to foster growth" engineering of small businesses, in the autonomous region development and reform commission highlights of 581 projects, small business "helan mountain foothill wine industry and the cultural corridor project" of small businesses, as well as the federation of industry and commerce of yinchuan, electrical and mechanical market, the world small commodity city in small businesses, providing personal financial services. Three is to further build marketing platform, respectively and yinchuan electrical and mechanical market, the helan mountain wine enterprises, autonomous regions by the letter appoint specialized markets and department signed a cooperation agreement, for small businesses with "speed via credit", "road of growth", etc. New financial products. Four is actively promote help protect Jin Pingtai, multilateral and actualization of industry and information technology bureau, contact municipal government construction bank "to help keep credit" small businesses such as marketing financial products. Five is around retail XiaoEHua, target, key service for small micro enterprise, made the small micro enterprise branch subbranch of a bank credit business management rules, actively promote comprehensive business network branch. Through the above measures, effectively boost the rapid development of small businesses.
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