来源:建设银行 小编:朱岳 发布时间:2013年03月13日
内容导读: 账号支付、无卡取款、AA收款……当各种新潮的金融服务摆在眼前,你可曾想过,它真的能改变你当下的生活?随着互联网的迅速发展,电子金融逐渐走入了百姓生活,在金融业务电子化的主流趋势下,建设银行以客户需求为导向,从各类群体交易习惯出发,量体裁衣,推出了多种个性化的电子金融服务,极大地方便了人们的生活。
Fine for electronic financial they good melting youdao electronic banking experience documentary China construction bank gansu branch
Account to pay, no card withdrawals and AA credit... When all kinds of new financial services in the eyes, have you ever wondered, it can really change your present life? With the rapid development of Internet, electronic finance gradually into the people life, under the trend of financial business electronically, and construction bank take the customer demand as the guidance, from all kinds of group trading habits, tailors, introduced a variety of personalized electronic financial services, has made people's life greatly. On March 5, our reporter came to lanzhou railway branch, construction bank bring electronic financial close experience a convenient life.
Electronic bank open convenient life
Anxious for people such as people, especially to the bank, every time I finished, will force yourself to sit, staring at those ahead of yourself... Believe this scenario for ordinary people, are familiar with, and with the increasing popularity of CCB e-banking in life, convenient life seems to be within reach.
LanTie branch in CCB, have been used in CCB bank on the net has more than two years of Han Qian tells a reporter, since after click into the China construction bank online banking on the computer, soon a new change her financial life. In the bank on the net, she not only can check your own accounts every day, can also be used to pay various fees, fund of business of credit card overdraft of the money, and so on. "No need to the bank queuing, saving a lot of time, also very safe." She said so.
Learned, after years of development, the construction bank electronic bank customers has considerable scale, as of December 31, 2012, China construction bank has reached 1.613 million personal online banking customers, continues to lead in the trade. And in addition to the bank on the net, in recent years the construction of the development of mobile phone bank, also very quickly.
China construction bank gansu branch relevant controller introduces, the CCB mobile phone bank has detailed query can realize savings accounts, transfer remittance service function to provide current and time account transfer, account transfer agreement, personal remittances to enterprise transfers, long distance, an inter-bank transfer and mobile phones to transfer function, at the same time also provide mobile phone market, buying and selling of gold, fund business, buying and selling of bonds, foreign exchange business, bank, depository, finance and investment services. And only open construction bank SMS alerts and messages to customer verification services, and results can be sent to the designated mobile phone individual, state of real-time monitoring.
"Good financial business" build a new platform for electrical contractor
Nowadays, people more and more demand for bank, also has the function of the electronic banking increasingly more expectations. How to use the electronic platform to better serve the broad masses of customers, for corporate clients and individual clients to provide more high quality convenient service? How to use the bank payment systems and financing advantages of itself, create different electric business platform?
LanTie in construction bank branch, the reporter understands, created by China construction bank's financial services e-commerce platform - "good business" is completing these expectations. "Good financial business includes corporate and personal shopping mall, the e-commerce platform based on the information flow, cash flow, logistics integration, the bank payment, financing and credit business innovation, combined with the construction bank brand endorsement, the unique advantages compared with other e-commerce platform.
"Although bank joining e-commerce, sounds a bit sidetracked, as a service the financial institutions, but bank of e-commerce sites, can guarantee the safety of the funds. And the good business tailored financial services to customers, is also unique." In LanTie branch, only good melt through CCB business with the customer on order that a company always said.
Have learned, at present, the construction bank of good financial business in addition to traditional e-commerce at the core of the functional modules, also provides users with payment by installment, corporate financing, and personal loans, guarantees, managed funds, real estate transaction, all-round financial services.
And CCB try water and electricity, is aimed at the lack of financial services in the process of e-commerce. "In transaction management, funds management, security and convenience, just rely on third-party payment service is insufficient, in terms of the credit support, more close to the blank, lack of strong demand and supply, so to speak, this is the bank job need to enter" as soon as possible. The relevant person in charge of China construction bank gansu branch.
Reassure the customer commitment to financial security
As the electronic financial deepening, financial security has become a common concern for the customers. While CCB is always put the use of electronic banking security in the development of the first. The reporter understands, at present, the construction bank personal the bank on the net have the short message service, strengthening certificate storage security and dual password control, transaction limit control, information prompt five risk prevention measures, and maximize the protection of the client's economic security.
In addition, the China construction bank online banking system also supports net silver shield certificate function, and on the net silver shield design, additional functions to innovation. Its online banking system taking net silver shield and login passwords are two kinds of control, and the password error count limit.
And in order to reduce the customer due to lack of safety consciousness and make their own financial security is threatened, the system will be to test the password strength, trade deals on all kinds of capital to set the limit. The whole course of the operation of the bank on the net, the customer submits the trading information and all kinds of error message will be displayed in the browser screen clearly, give clear instructions to the customer.
In the fierce competition and rapid development of e-banking services today, construction bank, more close to their customers, the pursuit of constantly enrich innovation function, make more safe, convenient electronic banking, while providing convenience for the customer to save time, at the same time, make more customers to enjoy the fashion electronic bank financing of quality services. CCB LanTie branch line, let I harvest a lot from it. CCB with advanced concepts, excellent management, high-quality service to the construction bank into a genuine good build, around look back - good build.
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