建行内蒙古区分行小微企业业务长足发展

CCB small micro enterprise business rapid development zone branch of Inner Mongolia under the environment of economic downturn, the construction bank branch of Inner Mongolia not be moved to fully support the micro, small and medium enterprises development, small and medium-sized enterprise business made great progress. By the end of 2012, China construction bank branch of Inner Mongolia accumulated 46.274 billion yuan of loans to small and medium-sized enterprises, won the majority of customers trust and praise. Advances the strategy of small micro enterprise mechanism construction of construction bank branch of Inner Mongolia in 2008, the small business as a key strategic transformation, set up specialized agencies, configuration, professional team. To improve the efficiency of service, continue to promote the "credit factory" pattern of small business center construction, in Hohhot, baotou and erdos (600295, shares) region have formed a "credit factory" pattern of small business centre. Specializes in the construction of institutions and improve the services business to deal with the professionalism of the micro, small and medium enterprises, focus, just more than three years of time, small and medium-sized business has achieved leapfrog development, business volume has reached dozens of times before. Autonomous micro, small and medium enterprises scattered scattered layout, industry, combined with the actual situation of financial institutions customer manager team co., LTD., China construction bank branch of Inner Mongolia is put forward "five into" customer marketing strategy, namely, went into government, went into the chamber of commerce association, walked into the campus scale, entered the professional market, into the core upstream and downstream enterprises, by strengthening and relevant government departments at all levels, chamber of commerce association, industrial park, professional market, the core enterprise docking, mass marketing platform, to establish active docking small business customers, formed a construction bank and the government, parks, markets, and small and medium-sized enterprises multilateral cooperation win-win situation. In 2012, the China construction bank branch in the district of Inner Mongolia mass marketing platform to build 102. Mass marketing platform for all kinds of subject has recommended the customer 850, China construction bank to conform to the conditions of the credit of 327 small and medium-sized enterprise customers in the credit, the credit amount is amounted to 3.819 billion yuan, compared with last year increased by 800 million yuan. Financing strengthen innovation to meet customer demand in 2012, in the face of shrinking credit business, mortgage credit guarantee business due to the disposal of the mortgaged property in the process of "price no city and no longer is the preferred bank, construction bank branch of Inner Mongolia intensify the application promotion of innovative products, has achieved obvious results. Releasing "to help keep credit" business, through the government to lay a foundation to guarantee funds, enterprise voluntary mutual insurance responsibility to establish small and medium-sized enterprise pool, for the lack of collateral and couldn't find a guarantor enterprises provides new financing channels. At the end of last year for 6 secondary branch and 7 flag county government signed a cooperation agreement, to achieve the government risk foundation capital intention to 144 million yuan, has in 12.6 million, after all in place can provide enterprises with 1.4 billion yuan loan guarantees. In view of the settlement customer quality no mortgage and guarantee, branch launched the "credit loans - good be in harmony is borrowed" the business, as long as firms to CCB fund clearing, fund precipitation accords with a requirement, can issue credit for the small micro enterprise. For grain trading platform in TongLiao introduced a "grain melting is borrowed" business, was welcomed by the agricultural customers. Innovation was carried out by asphalt, the movable property pledge business such as wood, coal, further expand business new service field for small businesses. Actively carry out small enterprise loan performance guarantee insurance, and many large insurance companies in the reached out, negotiation, credit for micro, small and medium enterprises to open up new financing channels. Strengthening the cooperation of the silver policy for the connection of small micro enterprises and financial in order to better serve the local economy, China construction bank branch of Inner Mongolia increased substantially with all levels of government financial office, the letter committee, federation of industry and commerce and other relevant departments of contact and communication, take an active part in all levels of government, promote the development of micro, small and medium enterprises summit fact ccpit, etc. Strengthen and the federation of industry and commerce, the local chamber of commerce, trade associations and other social organization of lateral communication and linkage, all kinds of ccpit, joint meeting, argues the fact seminar, argues cooperation platform. As in a signed with autonomous regional finance office as soon as the promotion of small micro enterprise financing and financial cooperation framework agreement, the bank, China construction bank branch successively and the autonomous region of Inner Mongolia economic and information committee, the chamber of commerce and industry, the women entrepreneurs association signed the small and medium-sized enterprise strategic cooperation agreement, establishes a regular communication and promotion mechanism, to support the development of the micro, small and medium enterprises. Support for the autonomous region in 2012, branch "2012 financial services innovation and small micro enterprise development top BBS", and involvement in five autonomous regions of small and medium business administration organization of union city, 28 flag county "send financial services into the flag county into the park into the enterprise activities", the mainstream media has launched a large number of small business credit business advertising, to actively support signals in the micro, small and medium enterprises, encourage, support high quality enterprise cooperation with CCB, for the majority of micro, small and medium enterprises to provide comprehensive, integrated financial services.

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